body {
	margin: 0px;
	padding:0px;
	background-image:url(../Images/BkGround_06.gif);
	background-repeat:no-repeat;
	}
	
h3{
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:medium;
	font-weight:600;
	color:#990000;
	}
	
p {
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:x-small;
	font-weight:400;
	text-decoration:underline;
	color:#000066;
	}
	
div#banner {
	width:100%;
	background-color:#000033;
	height:110px;
	margin:8px Auto;
	padding:4px 2px 0 2px;
	border-bottom:3px ridge #FFFFFF;
	}

div#wrapper{
	width:787px;
	margin:37px auto;
	background-color:#FFFFFF;
	border:2px groove #990000;
	}

div#bar {
	width:778px;
	margin: 0 auto;
	}
	
div#index {
	width:778px;
	margin: 0 auto;
	Border 2px solid #000000;
	}
	
div#leftcolumn{
	float:left;
	Width:48%;
	margin: 2px auto;
	}
	
div#rightcolumn{
	float:right;
	Width:48%;
	margin: 2px auto;
	}
	
.bullet{
   font-size: 1.85em;
   font-weight : bold;
   color: #006699;
   }

a:link {text-decoration:none; color:#000000}
a:visited {text-decoration:none;} 
a:active {text-decoration:none;}
a:hover{text-decoration:underline color:#FF6600;
	}
	

#nav, #nav ul { 
	padding: 0px;
	margin: 0 auto;
	list-style: none;
}

#nav a {
	width: 12.5em;
	display : block;
	color : #333399;
	font-family: Tahoma, Arial, sans-serif; 
   	font-size: 70%;
	font-weight:bold;
	border : 1px solid black;
	padding : 0 3px;
	background-color:#CCCCCC;
}

#nav li {
	float: left;
	line-height: 18px;
	margin-bottom: 0;
	width: 90px;
}

#nav li ul { 
	position: absolute;
	width: 96px;
	left: -999em;
}

	
#nav li a:hover {
	background-color: #FF6600;
	color : #FFFFFF;
	font-family: Tahoma, Arial, sans-serif; 
   	font-size: 70%;
	font-weight:bold;
	}

#nav li:hover {
	left: auto;
}

#nav li:hover ul, #nav li.sfhover ul {
	left: auto;
}

#nav li ul ul {
	margin: -40px 00 0 67px;
}

#nav, #nav ul {
	padding: 0;
	margin:0;
	line-height: 18px;
}

#nav li:hover ul ul, #nav li.sfhover ul ul {
	left: -999em;
}

#nav li:hover ul, #nav li li:hover ul, #nav li.sfhover
ul, #nav li li.sfhover ul {
	left: auto;
}

#nav li:hover ul ul, #nav lihover ul ul ul, #nav
li.sfhover ul ul, #nav li.sfhover ul ul ul {
	left: -999em;
}

#nav li:hover ul, #nav li li:hover ul, #nav li li li:hover
ul, #nav li.sfhover ul, #nav li li.sfhover ul, #nav li li
li.sfhover ul {
	left: auto;
}

#nav li:hover ul ul, #nav li:hover ul ul ul, #nav li:hover
ul ul ul ul, #nav li.sfhover ul ul, #nav li.sfhover ul ul
ul, #nav li.sfhover ul ul ul ul {
	left: -999em;
}

#nav li:hover ul, #nav li li:hover ul, #nav li li li:hover
ul, #nav li li li.hover ul, #nav li.sfhover ul, #nav li
li.sfhover ul, #nav li li li.sfhover ul, #nav li li li 
li.sfhover ul {
	left: auto;
}